Car Loan Market LLC is not a lender or originator of financing for vehicles nor are we an automobile dealership or brokerage. The services provided by Car Loan Market LLC through this web site are consumer connection services to help consumers find financing options for vehicle purchasing — especially for consumers who are having difficulty finding a lender or dealer to help them. Please note that the Credit Application on this web site will be used as a true credit application by the affiliate(s) that we connect you with so it is important that you fill it out accurately and completely.
When you fill out your Credit Application on this web site and submit it to us, we will then forward that application to one or more of our dealer or lender affiliates through the networks we work with. These affiliates will then attempt to contact you with the goal of helping you with vehicle financing and vehicle purchasing. The consumer connection service provided by this web site is free to the consumer and there is absolutely no obligation on the consumer’s part to work with the affiliate(s) that the consumer is connected with through our service.
Please note that the auto dealer and/or lender that facilitates your financing is/are solely responsible for its/their services to you. You agree that Car Loan Market LLC shall not be liable for costs or damages of any type that are connected to, or arise from, your own personal decision to use or purchase any of the services or products that they offer.
General Terms and Responsibilities
Please review this Agreement of Usage carefully. This document includes our policy for the acceptable use of CarLoanMarket.com and the content posted on CarLoanMarket.com and any associated Interaction Services (such as blogs, forums, chat rooms, etc.). It also covers your rights, obligations and restrictions regarding your use of CarLoanMarket.com.
We reserve the right to solely determine to refuse service, terminate accounts, and/or cancel orders at our discretion, including, but not limited to, if we believe that the conduct of any customer and/or user violates applicable law or is harmful to the interests of Car Loan Market, LLC, its owners, users, licensors, licensees, partners, or affiliates.
CarLoanMarket.com and all associated content displayed on CarLoanMarket.com including all text, video, graphics, and images, as well as all software, data and information used to provide CarLoanMarket.com and any associated services, as well as any and all methods of presentation and display of all information, source code, programs, embedded routines, and other materials, as well as all patents, copyrights, trademarks, and other intellectual property rights therein or thereto, are owned by Car Loan Market, LLC, and/or its owners, partners, affiliates, licensors, or licensees, and are protected under trademark, copyright, and other applicable laws and treaties, including all applicable intellectual property laws.
As part of this agreement, we grant you the limited and nonexclusive right and license to access, view, or download a single copy of the content from CarLoanMarket.com. This right is granted solely for your personal use and as necessary in connection with the use of the services available through CarLoanMarket.com as specifically authorized in this Agreement of Usage. You may not reproduce, modify, distribute, display, or in any other way use CarLoanMarket.com or any elements thereof for any purpose without the express written consent of Car Loan Market, LLC or as specified in this Agreement of Usage. Car Loan Market, LLC reserves all rights not expressly granted to you by us in this Agreement of Usage. You expressly agree that you will not use CarLoanMarket.com or any material or information from CarLoanMarket.com for commercial purposes. You acknowledge and agree that you do not acquire any ownership rights by accessing, viewing, or downloading any material, whether or not that material is copyrighted, from CarLoanMarket.com as authorized in this Agreement of Usage.
This Web Site contains certain trademarks, copyrighted works, and service marks owned by Car Loan Market, LLC, and may also contain trademarks, copyrighted works, and service marks owned by affiliates, partners, and others who are associated with Car Loan Market, LLC and CarLoanMarket.com. You agree that you will not use, copy, or otherwise in any way infringe upon these trademarks, copyrighted works, or service marks. You further agree that you will not remove, copy, or alter any copyrighted work, service mark, trademark or any other notices from any of the content on the CarLoanMarket.com.
Any use of meta tags or any other “hidden text” utilizing the names, service marks, copyrights, or trademarks of Car Loan Market, LLC, its owners, partners, affiliates, licensors or licensees is strictly prohibited without receiving express written consent. You are prohibited from, in any way, disassembling or decompiling, reverse engineering, or otherwise attempting to discover any source code contained in CarLoanMarket.com or doing so to any of the services offered by the Web Site.
You agree that you will not, in any form, reproduce, re-present, or re-transmit, in whole or in part, any of the content, graphics, video, images, text, or programming code from CarLoanMarket.com without prior express written permission of Car Loan Market, LLC. Any use of the content, graphics, video, images, text, programming code, or any other material is strictly prohibited. You also may not mirror, frame, or employ other techniques to frame, enclose, or in any way display CarLoanMarket.com, or any trademark, service mark, logo, copyrighted work, content, form, or other proprietary information, including video, images, text, or page layout that is displayed or included on CarLoanMarket.com, with any third-party content or software.
In addition, and without limiting the generality of the other restrictions set forth in this document, you are also prohibited from accessing, copying, or monitoring any information or content of CarLoanMarket.com using any automated means including using scrapers, robots, deep links, spiders, crawlers, or any other algorithm, methodology, or device or any manual process for any purpose whatsoever.
Use of CarLoanMarket.com Is at Your Own Risk
The information, services, content, and material made available through CarLoanMarket.com is for informational purposes only. The content, data, information, tools, and materials (“Content”) from, and the products and services available through, CarLoanMarket.com are solely for your personal use and may not be used for commercial purposes. Before acting on any content you have found on CarLoanMarket.com, you should obtain independent confirmation of any information, content, or facts that are part of your decision. YOU EXPRESSLY AGREE THAT, IF YOU CHOOSE TO RELY ON ANY CONTENT, PRODUCT, OR SERVICE MADE AVAILABLE THROUGH THE CARLOANMARKET.COM WEB SITE, YOU DO SO SOLELY AND COMPLETELY AT YOUR OWN RISK. YOU UNDERSTAND AND AGREE THAT YOU ARE SOLELY AND COMPLETELY RESPONSIBLE FOR ANY LOSS OR DAMAGE YOU MAY INCUR RESULTING FROM YOUR USE OF ANY CONTENT, PRODUCT, OR SERVICE.
CarLoanMarket.com may also provide advertising for products or services offered by third-party vendors, either from third-party web sites or using other sales channels. With respect to these advertising services, Car Loan Market, LLC is not involved in the selling of these advertised items and is not involved in any transaction between any seller and buyer. Without limiting the foregoing, Car Loan Market, LLC does not warrant, guarantee, or insure any advertised item or the completion of any transaction. In addition, and without limiting the forgoing, Car Loan Market, LLC does not collect or process payments, act as an escrow service, or transfer title, nor do we manufacture, warehouse, store, ship or deliver any item that is advertised. YOU EXPRESSLY AGREE THAT, IF YOU CHOOSE TO DO BUSINESS WITH, OR PURCHASE ANY PRODUCT OR SERVICE FROM, ANY ADVERTISER ON THE CARLOANMARKET.COM WEB SITE, YOU DO SO SOLELY AND COMPLETELY AT YOUR OWN RISK. YOU UNDERSTAND AND AGREE THAT YOU ARE SOLELY AND COMPLETELY RESPONSIBLE FOR ANY LOSS OR DAMAGE YOU MAY INCUR THAT RESULTS FROM YOUR PURCHASE OR USE OF ANY PRODUCT, OR SERVICE MADE AVAILABLE FROM SUCH ADVERTISERS.
Links to Third-party Web Sites
CarLoanMarket.com may make references to third-party web sites or provide links to such third-party web sites that have no affiliation with Car Loan Market, LLC and which are not operated by Car Loan Market, LLC. These links allow you to leave CarLoanMarket.com, or open a browser window that will allow you to access the third-party web site. Car Loan Market, LLC is not responsible for the content of these third-party sites and shall not be liable for any damages or injury arising from any content from those third-party sites or your use, reliance on, or access to such third-party sites and any associated content. Links to third-party sites are provided to users of CarLoanMarket.com for convenience of reference, and such links do not in any way imply endorsement by Car Loan Market, LLC of any or all of these third-party sites or the content provided by these sites. Car Loan Market, LLC disclaims all liability with regard to your choosing to access such linked or referenced web sites. Access to any other Internet web sites linked to CarLoanMarket.com is solely at your own risk. By using this site you acknowledge and agree that Car Loan Market, LLC is not responsible for the availability of services or products offered by, or the content located on, any such third-party web site.
Disclaimer of Warranties
NO CONTENT OR INFORMATION, WHETHER VERBAL OR IN WRITING, OBTAINED BY YOU FROM CARLOANMARKET.COM OR CAR LOAN MARKET, LLC OR THROUGH OR FROM SERVICES PROVIDED BY EITHER ENTITY SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT OF USAGE.
CARLOANMARKET.COM AND ALL CONTENT, PRODUCTS OR SERVICES MADE AVAILABLE THROUGH CARLOANMARKET.COM ARE PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. YOU AGREE TO THIS AND ALSO AGREE THAT YOUR USE OF CARLOANMARKET.COM AND ALL CONTENT, PRODUCTS OR SERVICES MADE AVAILABLE THROUGH CARLOANMARKET.COM IS ENTIRELY AT YOUR OWN RISK.
You agree that, as with any online service, content omissions, service interruptions, delays, information inaccuracy, typographical errors, and/or other problems with the content, products and services available through, published on, or promoted via CarLoanMarket.com are inevitable. This includes content, products, and services referred to, advertised, or promoted on, or sold though CarLoanMarket.com. Neither Car Loan Market, LLC, nor any of its owners, partners, affiliates, licensors, or licensees warrant that CarLoanMarket.com or the server that makes it available are free of viruses or other harmful elements, will provide uninterrupted service, or are error-free in regard to content, nor does Car Loan Market, LLC make any warranty as to the results that may be obtained from the use of CarLoanMarket.com, or as to the completeness, accuracy, or reliability of the information or of any content, product or service provided or made available through CarLoanMarket.com.
WITHOUT LIMITATION TO THE GENERALITY OF THE FOREGOING, CAR LOAN MARKET, LLC, ITS OWNERS, PARTNERS, AFFILIATES, LICENSORS AND LICENSEES SPECIFICALLY DISCLAIM ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED BY STATUTE OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
Limitations of Liability
NEITHER CAR LOAN MARKET, LLC, NOR ANY OF ITS OWNERS, PARTNERS, AFFILIATES, LICENSORS OR LICENSEES SHALL HAVE ANY LIABILITY FOR ANY OR ALL ERRORS, OMISSIONS, INACCURACIES, OR ANY OTHER DEFECTS IN THE INFORMATION PROVIDED ON CARLOANMARKET.COM. IN NO EVENT SHALL CAR LOAN MARKET, LLC, ITS OWNERS, PARTNERS, AFFILIATES, LICENSORS OR ITS LICENSEES OR PROVIDERS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES, OTHER THAN DIRECT DAMAGES, ARISING OUT OF YOUR ACCESS TO OR USE OF, OR INABILITY TO USE, CARLOANMARKET.COM OR ANY CONTENT, PRODUCTS OR SERVICES MADE AVAILABLE THROUGH CARLOANMARKET.COM, INCLUDING, WITHOUT LIMITATION, ANY SPECIAL, INDIRECT, CONSEQUENTIAL, PUNITIVE, EXEMPLARY OR SIMILAR DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST REVENUES OR PROFITS, OR LOSS OF BUSINESS OR DATA, EVEN IF CAR LOAN MARKET, LLC OR ANY SUCH OTHER PERSON HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You also acknowledge and agree that, without limitation to the foregoing, the entire liability, if any, of Car Loan Market, LLC, its owners, partners, affiliates, licensors and licensees arising out of any kind of legal claim, whether in contract, tort or under any other legal theory, arising out of your access to, or use of, or inability to use, CarLoanMarket.com or any content, products or services made available through CarLoanMarket.com will not exceed the amount that you paid to Car Loan Market, LLC, if any, for (i) the use of this Web Site or (ii) such information, products or services.
Because some jurisdictions do not allow the disclaimer, exclusion or limitation of incidental or consequential damages, the previous disclaimer, exclusion, and limitation may not apply to you, and you may have other legal rights that vary according to jurisdiction. In no event will damages provided by law (if any) apply unless they are required to apply by statute, notwithstanding their exclusion by contract.
Release and Indemnification
You agree to release, defend and hold harmless Car Loan Market, LLC, its owners, partners, affiliates, licensors and licensees from and against any and all claims, costs, demands, losses, damages and expenses, including, without limitation, attorney’s fees, arising from or relating to:(i) your breach of this Agreement of Usage or for any matter for which you are responsible or liable under the terms of this Agreement of Usage, or (ii) any dispute between you and any third-party, including, without limitation, any other user, any advertiser, or any party to any actual, prospective or terminated sale or transaction. Note: if you are a California resident, you agree to waive California Civil Code Section 1542, which states: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor.”
Collection and Use of Customer Data
Express Consent to be Contacted under the Telephone Consumer Protection Act (TCPA)
You acknowledge and agree that by filling out the required data and pressing any of the submit buttons, you give express consent to CarLoanMarket.com and up to five (5) lenders, auto dealers, and/or other affiliates to contact you to help with processing your financing request and/or to provide other relevant offers. You also give express consent that CarLoanMarket.com and these lenders, dealers, and/or other affiliates may contact you using automated dialing systems, text messages, automated and/or pre-recorded messages to any of the phone numbers provided by you even if the phone number(s) is/are on any corporate, state, or federal “Do Not Call” list. Note that consent is not required to receive services but it may be more difficult for CarLoanMarket.com to place your financing application if you choose to decline this consent using the “decline” option on the CarLoanMarket.com application form.
Use of Credit Reports
You acknowledge and agree that by filling out the required data on the CarLoanMarket.com form, and by submitting an Application through CarLoanMarket.com you are affirming on behalf of the stated Applicant(s) the following: “I authorize any and all credit/finance partners and its employees, agents and potential assignees to access, obtain and verify information about me (including one or more credit reports, information about my employment and banking, and credit relationships) that any of them may deem necessary or appropriate in evaluating my Application. If my Application is approved and credit is granted, I also authorize such parties to obtain additional credit reports and other information about me in connection with reviewing the account, taking collection on the account, or for any other legitimate purpose. I further understand that multiple credit reports may be obtained by multiple credit/finance partners in an attempt to process my Application.” I understand that by checking the box “A cosigner is available if necessary” that I may be asked to provide additional information about the cosigner and the cosigner will be asked to provide authorization to access and obtain the cosigner’s credit report.
Data Security Measures
CarLoanMarket.com uses reasonable electronic, procedural, and physical methodologies to protect, safeguard, and help prevent unauthorized access to user data.
WHILE WE BELIEVE THESE EFFORTS TO BE REASONABLE TO HELP ENSURE THE CONFIDENTIALITY OF YOUR PRIVATE AND PERSONAL INFORMATION, CAR LOAN MARKET, LLC DOES NOT WARRANT AND DOES NOT GUARANTEE THE ABSOLUTE SAFETY AND SECURITY OF CONFIDENTIAL DATA ON THE INTERNET.
Interaction Services and Posting of Information and Ideas
Car Loan Market, LLC may, in the course of ordinary business, provide a wide variety of services on CarLoanMarket.com. Using some of these services, you may be able to directly interact with other users and customers of CarLoanMarket.com through the utilization of services such as email, blogs, forums, chat rooms, social media options, communications tools, classifieds and other user-submitted advertising (where allowed), as well as other public posting areas (“Interaction Services”). Car Loan Market, LLC cannot and does not review every posting made in our chat rooms, blogs, forums, and other public areas. These areas will include comments, opinions and general information from a diverse group of individuals and organizations. Car Loan Market, LLC does not endorse or guarantee the accuracy of any posting, even if that posting was from a member of our staff. Car Loan Market, LLC is not responsible or liable for, and does not assume any responsibility with respect to, the views and opinions expressed by any and all individuals posting on any Interaction Service.
As a rule, we do not review private electronic messages that are not addressed specifically to Car Loan Market, LLC staff. We do, however, reserve the right to review such messages and to use any other forms of information available to us as a result of your use of CarLoanMarket.com in order to comply with the law, to enforce our Agreement of Usage, or to protect the rights, property or safety of visitors to CarLoanMarket.com, our users and customers, the public at large, or Car Loan Market, LLC, and its owners, partners, affiliates, licensors or licensees. Car Loan Market, LLC reserves the right, without assuming any obligation, to review the content of CarLoanMarket.com, including message boards, forums, blogs, chat rooms, and other information posted to CarLoanMarket.com to determine compliance with this Agreement of Usage, and to satisfy any law, regulation or authorized request by a government agency. In our sole discretion, Car Loan Market, LLC staff shall have the right to deny a post, delete, move, or edit any messages or other postings that come to our attention that we consider vulgar, dangerous, unacceptable, offensive, or in any other way inappropriate.
You agree not to submit, post, or in any way transmit through CarLoanMarket.com or any associated message boards, forums, blogs, chat rooms, or listings, any material that violates or infringes in any way upon the rights of others, that is unlawful, threatening, defamatory, invasive of privacy or publicity rights, obscene, profane, misleading, fraudulent or otherwise objectionable, that encourages conduct that would constitute a criminal offense or give rise to civil liability or otherwise violate any law, or that, without our express prior approval, contains advertising or solicitation messaging.
Note that the sender of any communications to CarLoanMarket.com (or otherwise to the owners of CarLoanMarket.com), or the posting to any associated message boards, forums, blogs, chat rooms, listings, or other Interaction Service shall be solely responsible for the content and information contained therein. By posting content, you represent and warrant that you: (i) either own or (ii) otherwise control all rights necessary for you to provide, upload, post, or submit that content. Without limitations to the foregoing, you shall be solely liable for any damage resulting from any infringement of trademarks, service marks, copyrights, proprietary rights, or any other harm resulting from any content or other material submitted by you to CarLoanMarket.com or any associated Interaction Service. Car Loan Market, LLC reserves the right to deny access to CarLoanMarket.com and any associated Interaction Service to anyone who is in violation of this Agreement of Usage or who infringes on the rights of others or interferes with the ability of others to use and enjoy CarLoanMarket.com. Car Loan Market, LLC will comply with any and all requirements of law regarding message disclosure to other parties, including law enforcement agencies and governmental agencies.
As part of your interactions with CarLoanMarket.com and any associated Interaction Service, you may post or otherwise submit specific content, information, ideas, concepts, strategies, techniques, data, or inventions (collectively, “Concepts”) to our organization via CarLoanMarket.com. Car Loan Market, LLC makes no claim of ownership of content that is posted or communicated to us by customers or users however, by submitting communications, materials or Concepts to any Interaction Service or any public area of CarLoanMarket.com, or via email communications to Car Loan Market, LLC staff, you irrevocably grant Car Loan Market, LLC, its owners, partners, affiliates and licensees the royalty-free, perpetual, non-exclusive right and license to use, reproduce, modify and distribute such material and Concepts alone or as incorporated into other works in any form on a worldwide basis. You also permit any other user of CarLoanMarket.com to access, view, store or reproduce the material and/or Concepts for that user’s personal use, which may include disclosure to other parties. By posting or submitting such information, you hereby waive any and all claims that Car Loan Market, LLC in any way misappropriated any such materials, communications, or Concepts.
Violations of this Agreement of Usage
You expressly acknowledge and agree that Car Loan Market, LLC may keep any communications from you to us or any postings or other communications made by you using CarLoanMarket.com or any Interaction Service(s) or other services offered on or through CarLoanMarket.com. We may also disclose such information if we are required to do so by law or if, in our sole judgment, we determine that such disclosure is necessary to enforce this Agreement of Usage, ensure compliance with any legitimate legal process, respond to any claims that such data in any way violates the rights of others, or to protect Car Loan Market, LLC, its owners, partners, affiliates, licensors and licensees, or its employees, users of, or visitors to CarLoanMarket.com, and the general public at large.
Information we have about you, which may include your identity, may be disclosed by us to others if, in our sole judgment, we determine that such disclosure is necessary in connection with a complaint or investigation with regard to your use of CarLoanMarket.com. We may also disclose information about you in order to contact you or bring legal action against you, or any other person, who may be causing injury to Car Loan Market, LLC, our general rights or property, or the rights or property of visitors, users, or customers of CarLoanMarket.com. At all times we reserve the right to disclose any information that is deemed necessary when we determine that applicable law requires or permits such disclosure, including exchanging information with other organizations for the purposes of fraud protection and prevention.
If we determine that you have, in any way, violated this Agreement of Usage or any other agreements or terms which may be associated with your use of CarLoanMarket.com, without limitation to any other portion of this Agreement of Usage, you acknowledge and agree that we may, without notice, terminate your access to CarLoanMarket.com. In addition, you also acknowledge and agree that any violation by you of this Agreement of Usage will cause significant and irreparable harm to us for which monetary damages would be inadequate. Because of this, in any such circumstances, you consent to Car Loan Market, LLC obtaining any injunctive or equitable relief deemed necessary in addition to any other remedies Car Loan Market, LLC may have at law or in equity.
The CarLoanMarket.com web site is owned and operated by Car Loan Market, LLC. Unless otherwise specified, all content, materials, and information appearing on this Web Site, including site design, text, graphics, logos, images, icons interfaces, and the selection, assembly and arrangements thereof are the sole property of Car Loan Market, LLC, © 2010 Car Loan Market, LLC, ALL RIGHTS RESERVED. Permission is granted to electronically copy and/or to print portions of the CarLoanMarket.com web site for the sole purpose of placing an order for products or services offered on the web site. Any and all other uses of materials provided on this site, including but not limited to, reproduction for purposes other than those noted above, modification, transmission, display, distribution or republication is strictly prohibited without prior written permission of Car Loan Market, LLC. Any trademarks, trade names, or service marks owned by third parties are trademarks, trade names, or service marks of their respective companies.
Applicable Law and Venue
This Agreement of Usage is provided by, and the CarLoanMarket.com Web Site is owned and operated by Car Loan Market, LLC and is governed by the laws of the State of Colorado, United States of America. The CarLoanMarket.com Web Site can be accessed from all 50 States and the District of Columbia, as well as from countries around the world. Because each of these places has laws that may differ from the State of Colorado, by accessing this site, both you and Car Loan Market, LLC hereby consent to the exclusive personal jurisdiction and venue of the federal district and state courts in the State of Colorado, United States of America, in any and all disputes arising from or relating to the use of CarLoanMarket.com or the content, products, or services available through CarLoanMarket.com. You also agree that the statutes and laws of the State of Colorado, without regard to conflicts of laws and principles thereof, will apply to all matters arising from or relating to the access and use of CarLoanMarket.com. Use of CarLoanMarket.com Web Site or the content, products or services available through the CarLoanMarket.com Web Site is not authorized in any jurisdiction that does not give effect to all provisions of Agreement of Usage, including this paragraph, without limitation. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Car Loan Market, LLC as a result of this Agreement of Usage or your use of the CarLoanMarket.com Web Site or the content, products or services available through CarLoanMarket.com.
Other Information and Notices
You acknowledge and agree that all electronic communications, including notices, disclosures, and other information that are provided to you by us satisfy any and all legal requirements that such communications be in writing.
You acknowledge and agree that you shall use the CarLoanMarket.com Web Site, any associated Interaction Services, and the content, products, and services available through the CarLoanMarket.com web site for lawful purposes only.
You acknowledge and agree that Car Loan Market, LLC may, without prior notice and at our sole discretion, terminate your access to the CarLoanMarket.com Web Site, including any discontinuance or material modification of the CarLoanMarket.com web site, or any service offered on or through the CarLoanMarket.com Web Site, or due to any technical issues or problems. Car Loan Market, LLC reserves the right to deny any and all access to the CarLoanMarket.com Web Site solely at our own discretion and without prior notice. Any and all rights not expressly granted herein are exclusively reserved to Car Loan Market, LLC. You acknowledge and agree that Car Loan Market, LLC will not be liable to you or to any other party in the event of termination of your access to the CarLoanMarket.com Web Site as a result of any violation of this Agreement of Usage or for any other reason.
You acknowledge and agree that any and all causes of action arising out of, or relating to the use of, the CarLoanMarket.com Web Site or the Interaction Services, content, products or services that are or may be made available through the CarLoanMarket.com Web Site shall be resolved on an individual basis, without resorting class action in any form.
The section titles and other headings contained in this Agreement of Usage are included solely for the reader’s convenience and have no contractual or legal effect. Failure on the part of Car Loan Market, LLC to enforce individually any right or provision of this Agreement of Usage will not be deemed a waiver of future enforcement of that provision or any other provision of this Agreement of Usage.
In the event that a court of competent jurisdiction finds any portion or provision of this Agreement of Usage to be unenforceable, that portion or provision is deemed severable and does not affect the validity and enforceability of any remaining provisions.
You agree and acknowledge that this Agreement of Usage constitutes the entire agreement between you and Car Loan Market, LLC regarding the subject matter hereof.
Consent for SMS/Texting
If a mobile number is provided on our application, one or more related lenders, auto dealers, affiliates, and/or CarLoanMarket.com may text you information about your application or about other information requests made by you. CarLoanMarket.com, its related lenders or auto dealers do not charge to send or receive text messages as part of our application process. However, messages and data rates may apply. Please consult with your wireless carrier for applicable text messaging fees.
Once your mobile device has been activated, you may text STOP to the Common Short Code (“CSC”) number (CSC is either a five or six digit number) on your mobile device to opt-out of this service regarding the status of your application. Supported mobile service providers include: Alltel (part of Verizon), Appalacian Wireless, AT&T, Bluegrass Cellular, Boost Mobile, Cellcom, Cellular One from Dobson (part of AT&T), Cellular One of East Central Illinois, Cellular South, Centennial Wireless, Cincinnati Bell, Cox Wireless, Immix Wireless, Nextel (part of Sprint), nTelos Wireless, Revol Wireless, Sprint, T-Mobile, Unicel, US Cellular, Verizon Wireless, Virgin Mobile USA, West Central Wireless.
We may modify or terminate our text messaging services from time to time, for any reason and without notice, including the right to terminate text messaging without notice, without liability to you, any other user or a third party. We reserve the right to modify these Terms in our Agreement of Use from time to time without notice. Please review this Agreement of Use from time to time so that you are timely notified of any changes.
Additionally, you agree that we may send any SMS Statement Notifications through your communication service provider in order to deliver them to you. You agree to provide a valid mobile phone number for these services. You further agree to indemnify, defend and hold us harmless from and against any and all claims, losses, liability, cost and expenses (including reasonable attorneys’ fee) arising from your provision of a mobile phone number that is not your own or your violation of applicable federal, state or local law, regulation or ordinance. You obligation under this paragraph shall survive termination of the Agreement of Use, SMS Statement Notification are provided for your convenience only.
Questions or Concerns
Thank you for reviewing our Agreement of Usage. Should you have any questions about this agreement, please contact us at info@CarLoanMarket.com.
Please print and retain a copy of this document for your records.
© 2010, Car Loan Market, LLC. All rights reserved.